Finding the Perfect Home

Let Me Help You Every Step of the Way

When purchasing a home, you are faced with a multitude of decisions. Finding that perfect home is not an easy task, and obtaining a mortgage loan can be a complex and trying process. Once you've made the commitment to purchase a home, the rewards you can achieve are significant.

Assisting you every step of the way, I'll make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.

I'll help you prepare, so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale on the Sunshine Coast that match your specifications, and guide you through the myriad of details attending the actual purchase.

Having sold homes on the Sunshine Coast for over 5 years, I have my finger on the pulse of the Sunshine Coast market, and know neighbourhood values inside and out, whether it is:

Langdale, Hopkins Landing, Granthams Landing, Gibsons, Gower Point, Roberts Creek, Wilson Creek, Davis Bay, Selma Park, Sechelt, Halfmoon Bay, Secret Cove, Pender Harbor, Madeira Park, Francis Peninsula, or Garden Bay.

I will help you determine which properties are fairly priced and in good condition, before you start your search.

Step 1: Clarify your Needs

Your first step in the home-buying process is to define the reasons why you want to purchase a new home.

To stop paying rent?
To start building equity?
To have a place of your own?
To raise a family?
To move up to a bigger house?

Determine the style of home you prefer and the area in which you'd like to live. Be specific!

Develop a "Needs" vs. "Wants" List:

Everyone has a vision of his or her ideal home. This home would include all the features you not only need, but also, that you have long desired. However, when it comes time to buying a home, these desired features can, of course, constitute additional costs. While it's nice to think about having an artfully landscaped backyard, or built-in appliances, these are usually considered luxury items, which can add considerably to the price of your purchase.

Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first.

After these have been established, you can consider additional features, if you can manage these benefits financially. You'll have a good idea of what you want, the features within your price range, and whether or not you can afford those additional items.

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (Gibsons, Roberts Creek, Sechelt, Halfmoon Bay, Pender Harbour ); neighbourhood (older and settled or brand new). Check out the neighbourhoods you're considering, and ask around.

What amenities does the area have to offer? Are there schools, churches, parks, or grocery stores within reach? Consider visiting schools in the area if you have children. How will you be affected by a new commute to work? Are there infrastructure projects in development? To assist with this task, check out my Come Explore community links to answer some of the questions you may have. Use the Coast Links in the left panel.

All of these factors will influence the way you experience your new home; so ensure you're well acquainted with the surrounding area before purchasing. To learn more about what to look for in a new neighbourhood, please visit my Special Reports section!

Step 2: Loan Pre-Approval

Once you've narrowed down your list, you're ready to take the next step in the purchasing process: getting pre-approved with a mortgage company.

While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a home to purchase.

Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a property you like.

Depending upon market conditions, a seller may lean towards an unconditional offer, so you'll have less negotiating power if you have to wait for mortgage approval. Banks and financial institutions have developed many programs catered specifically to home buyers. Once you review your needs and objectives with a lending officer, you'll be one step closer to purchasing your home on the Sunshine Coast.

Contact me and I'll be happy to refer you to Sunshine Coast mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

Let Me Find the Perfect Home for You

It is a very time consuming process to view every home available that meets your needs. I can do much of the work for you, by establishing your needs, then reviewing a range of properties and advising you of potential matches.

I have my finger on the pulse of housing trends and prices, with access to the best possible resources and communication systems available today, to help you locate homes, that match your specifications. A comprehensive knowledge of the available homes on the Sunshine Coast, in all the various neighbourhoods, is one of my strongest assets.

Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using my "Match-Maker" Listing Portal.

Start your search now - and view my current listings!

I Will Help You Every Step of the Way

As a top Sunshine Coast Realtor, with years of experience and a proven track record, it is my job to guide you through this complicated process, from beginning to end. Contact me today. Together, we will prepare a personalized Solution to suit your particular needs and goals.

From helping you find your dream home, to closing the deal, and every small or large step in between, I will be there to ensure your journey to life, behind a new door, is a smooth one!

For a more detailed description of the services I provide to Buyers, <Click Here>.

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People are my Passion